<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url>
<loc>https://kashmirtimes.com/news/money-on-table-but-water-and-rural-projects-stalled</loc>
<image:image>
<image:loc>https://media.assettype.com/kashmirtimes/2026-10-07/bsrr4wr2/CAG-Report-on-JJM-schemes.png</image:loc>
<image:caption>Comptroller and Auditor General Report on drinking water schemes flags shortfalls, under-utilisation of funds and delays in completion up to the end of 2024 in the last five years. Image is representational.</image:caption>
</image:image><news:news>
<news:publication>
<news:name>kashmirtimes</news:name>
<news:language>en</news:language>
</news:publication>
<news:publication_date>2026-10-07T10:17:59.995Z</news:publication_date>
<news:title>Money on Table, but Water and Rural Projects Stalled Part-III</news:title>
<news:keywords>Drinking Water, Shortages, Jal Jeevan Mission, Development Schemes, Budgetary Allocations, NABARD, Jammu &amp; Kashmir, Kulgam, Anantnag, Kishtwar, Doda, Comptroller and Auditor General, CAG Report, Health</news:keywords>
</news:news>
</url>
<url>
<loc>https://kashmirtimes.com/news/despite-spending-mgnrega-works-remained-unfinished-in-jk-part-ii</loc>
<image:image>
<image:loc>https://media.assettype.com/kashmirtimes/2026-10-06/dz4c08yb/CAG-repport-2023.png</image:loc>
<image:caption>Comptroller and Auditor General's report finds major flaws in the financial management of resources. Image is representational.</image:caption>
</image:image><news:news>
<news:publication>
<news:name>kashmirtimes</news:name>
<news:language>en</news:language>
</news:publication>
<news:publication_date>2026-10-06T11:57:13.461Z</news:publication_date>
<news:title>Despite Spending MGNREGA Works Remained Unfinished in J&amp;K Part-II</news:title>
<news:keywords>Finance, Comptroller and Audit General of India, CAG Report, Financial Management, Financial System, Jammu &amp; Kashmir, MGNREGA, Politics, Accountability</news:keywords>
</news:news>
</url>
<url>
<loc>https://kashmirtimes.com/news/news-analysis/jk-generates-934-tonnes-of-biomedical-waste-a-day-but-no-trail-of-where-it-goes</loc>
<image:image>
<image:loc>https://media.assettype.com/kashmirtimes/2026-10-06/iu2y1my1/Jammu-and-Kashmir-generates-9.34tonnesofbiomedicalwasteondailybasisbutthereisnotrailofwhereitgoes</image:loc>
<image:caption>Jammu and Kashmir generates 9.34 tonnes of biomedical waste on daily basis, but there is no trail of where it goes. Image is representational.</image:caption>
</image:image><news:news>
<news:publication>
<news:name>kashmirtimes</news:name>
<news:language>en</news:language>
</news:publication>
<news:publication_date>2026-10-06T11:40:58.830Z</news:publication_date>
<news:title>J&amp;K Generates 9.34 Tonnes of Biomedical Waste a Day but No Trail of Where it Goes</news:title>
<news:keywords>Biomedical, Waste Generation, Waste Management, Health, Jammu &amp; Kashmir, Medical, Pathology, Pollution Control Board, CPCB, Annual Report, Politics</news:keywords>
</news:news>
</url>
<url>
<loc>https://kashmirtimes.com/news/fresh-killing-rocks-pajk-as-strike-gets-mixed-response</loc>
<image:image>
<image:loc>https://media.assettype.com/kashmirtimes/2026-10-04/mb41tgrf/JAAC-in-PaJK-extends-complete-shutdown-shutter-down-and-wheel-jamfor-indefinite-period-across-all-three-divisions-danishirshad89.jpg</image:loc>
<image:caption>The Joint Awami Action Committee (JAAC) in Pakistan administered Jammu and Kashmir has extended complete shutdown, shutter down and wheel jam for an indefinite period across all three divisions of the state on Sunday, October 04, 2026. JAAC member Sardar Umar Nazir Kashmiri has appealed to the public to make the protest a success.</image:caption>
</image:image><news:news>
<news:publication>
<news:name>kashmirtimes</news:name>
<news:language>en</news:language>
</news:publication>
<news:publication_date>2026-10-05T19:39:33.188Z</news:publication_date>
<news:title>Fresh Killing Rocks PaJK as Strike Gets Mixed Response</news:title>
<news:keywords>Kashmir, Jammu &amp; Kashmir, Pakistan administered Jammu &amp; Kashmir, Agitation , Police Firing, Politics, October 4 Accord, Rawalakot, Dadyal, Joint Awami Action Commitee, Mirpur Division, Baloch Bazaar, Human Rights, Shutdown</news:keywords>
</news:news>
</url>
<url>
<loc>https://kashmirtimes.com/news/audit-exposes-cracks-in-jks-digital-financial-firewall-part-i</loc>
<image:image>
<image:loc>https://media.assettype.com/kashmirtimes/2026-10-05/ll9gk47y/CAG-report-flags-flaws-in-financial-system.png</image:loc>
<image:caption>Comptroller and Auditor General report flags flaws in Jammu and Kashmir financial system. Image is representational.</image:caption>
</image:image><news:news>
<news:publication>
<news:name>kashmirtimes</news:name>
<news:language>en</news:language>
</news:publication>
<news:publication_date>2026-10-05T13:14:31.942Z</news:publication_date>
<news:title>Audit Exposes Cracks in J&amp;K’s Digital Financial Firewall Part-I</news:title>
<news:keywords>Finance, Comptroller and Audit General of India, CAG Report, Jammu &amp; Kashmir, Budget, Allocation, Financial System, Public Funds, Treasury, Politics</news:keywords>
</news:news>
</url>
</urlset>