<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url>
<loc>https://kashmirtimes.com/news/money-on-table-but-water-and-rural-projects-stalled</loc>
<image:image>
<image:loc>https://media.assettype.com/kashmirtimes/2026-10-07/bsrr4wr2/CAG-Report-on-JJM-schemes.png</image:loc>
<image:caption><![CDATA[ Comptroller and Auditor General Report on drinking water schemes flags shortfalls, under-utilisation of funds and delays in completion up to the end of 2024 in the last five years. Image is representational.]]></image:caption>
</image:image>
<changefreq>hourly</changefreq>
<lastmod>2026-10-07T10:17:59.995Z</lastmod>
</url>
</urlset>